North Carolina seniors recently have received calls or visits from individuals claiming to be with the water, gas or electric company. The visitors or callers claim that the utilities bill is past due and that service will be cut off that day. They solicit the senior's check, creditMoney loaned or the ability of an individual or company to borrow money. card number or checking account number so they can obtain payment of the bill and late charges immediately rather than ordering disconnection. In the face-to-face transactions, the visitors seek cash. The visitors or callers are not with the utility company.