I was 'got' by a lover and a joint bank account
OfflineI was with my ex boyfriend for 3 years and we were living together, we had what I thought was going to be a marriage and a future, when we decided to move in together we set up a joint bank account we were both working and sharing the bills etc. He left me after 3 years and we were sorting out mutually the bills and agreeing on what needed to be cleared. He agreed that he would sign over the bank account to myself to continue using and we did the forms etc at the bank, 6 months later, I had just been paid, I went online to check my salary however it was empty with a cash withdrawal taking place, I contacted the bank and they advised me that yes the money had been withdrawn a few hours earlier in the name of my ex boyfriend, I was furious and told the bank it had been signed over to myself with just my name on the account and that he had returned the bank card to the bank and so how could he possibly withdraw the money - the bank denied ever receiving the form and that he was still a joint account holder, he had used an old bill and some ID to confirm his name on the account and was therefore able to take the money from the account, there was nothing I could do about it and he had disappeared with my money all I could do was not use the account and open a new one.
- 23943 reads
That is truly all kinds of stinky and I'm sorry you had to go through this. Were you ever able to recoup any of your money? I've always been very hesitant to have joint *anything* outside of marriage. In a divorce, a spouse would get 50% of everything anyhow, most likely, whether or not it's a joint account, but even for my co-owned business, there are separate accounts.
I know it was definitely a lesson and though I had managed to track him down and called him to find out what he was playing at in not such a polite manner, he just laughed and replied that I was the silly one in still using the account - hate to admit it but very true. I never got anything back from him. I am getting married in May and will never have a joint bank account again, luckily my fiance understands and its not an issue. At the time I thought it would be very simple to close the account or transfer it over but its a lot more involved than that, and if like my bank they fail to do the paperwork then they remain on the account and free to take what they want.
I'm sorry you never got any of your money back. Maybe by posting your story here, you'll be able to prevent someone else from making the mistake, though. People often use the "why can't we have a joint account, don't you LOVE and TRUST me????" card and that's where the dangerous part comes into play.
Kudos to your future husband for being so understanding about this!
I was in almost the exact same situation - together 3 years, engaged, joint account. Luckily, the guy was still honest and we went together to the bank to switch the bank account to just my name. You can't be too careful about stuff like this. It really stinks that you were taken like that. I bet it happens a lot more than people would care to admit.
I was lucky in that my Mom had this happen to her years ago and she stressed that I not open a joint bank account until I was married. So I just never did it. I have done it now that I am married and hope that nothing like this ever happens. I am so sorry you were not able to get anything back. But the worst has got to be basically having someone you loved steal your money.
Wow that's a horrible story and I feel terrible that you had to go through that kind of thing. Truly wrong on so many levels. I'm glad you posted this though as at least many people will read it and be able to get a good cautionary lesson from it it's just too bad that you had to go through it to help others.
So what happens if your wife steals all of your joint money from your bank accounts? How can I get this money back?
You are probably out of that money if your wife took it from a joint account. How are you going to prove she stole it out of her own account? Take it from someone who as seen this happen to many. The best way to do the joint accounts with a girlfriend, boyfriend, or spouse is to only put into the account what you can afford to lose and not want to kill the thief who takes it.
Joint account thieves are common. What do you really expect? Usually a breakup leaves one or both people very upset with the other. The best way to get back at someone who has hurt you is to GET them before they GET you! And stealing somebody's money is a great way to GET somebody, especially when it's not really legally stealing because it is a joint account. Stay away from joint accounts, even when you get married!
--
Fitty
So what do I do if my joint account holder is taking my money? I see my boyfriend, about to be ex-boyfriend taking $30 here and $50 there from the account.
Post new comment