Callers tell consumers they appear to be qualified for a free, guaranteed government grant because of their age, their employment status or the area in which they live. They then ask a few questions, such as, "Have you ever been delinquent on your taxes or been convicted of a felony?" When the consumer replies in the negative, the caller tells the consumer he or she will definitely receive the grant. The caller then requests the consumer’s bank account information so that the grant money can be deposited. Instead of putting money in, the scammer withdraws money from the consumers account for "processing fees." Florida-based perpetrators of this scam often mail brochures on available government grant programs. The consumer must still apply for the programs and there is no guarantee he or she will be awarded a grant.