Credit Card and Identity Theft Insurance
Posted on: Wed, 04/09/2008 - 17:44
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Credit Card and Identity Theft Insurance
Callers claim they will protect you from identity theftCrime in which an imposter obtains key pieces of personal information, such as Social Security or driver's license numbers, in order to impersonate someone else. and from thieves who might steal your creditMoney loaned or the ability of an individual or company to borrow money. card numbers using the Internet and then run up huge debts in your name. They state that you could be liable for hundreds of thousands of dollars if you do not purchase this protection for $200-$600. Federal law already protects you from liability for such theft and misuse of your credit card numbers.
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You are already protected from having to pay back the money from a stolen creditMoney loaned or the ability of an individual or company to borrow money. card. Never purchase these insurances, even if they are from legitimate companies. If your card is lost or stolen, the credit card company can not charge you for the purchase(s) unless they can prove you authorized the purchase(s).
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