AlertPay vs Google Checkout vs PayPal

AlertPay vs Google Checkout vs PayPal

Does anyone have a comparison of Alertpay, Google Checkout and PayPal for chargebacks, customer verification process, and speed of processing payments? I currently use PayPal but I need something different. They like to put holds on my payments when I really need the money to be available immediately or within a couple of days at the most.

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